If you have your sights set on a dental procedure such as whitening, veneers or Invisalign, you know that it may not always be cheap. This is because often times, insurance will not cover a cosmetic procedure since it is not medically necessary. While this can be a little frustrating, it should not deter you from getting a procedure done if you think it would make you a happier, more confident person. If you do not have the necessary money tucked away, it may be most prudent for you to think about saving for the procedure. Sometimes that can seem a little daunting, but here are a few easy ways to start saving a bit of money so that you are able to get your cosmetic dentistry done in no time!
1. Skip your coffee habit. This is an easy one to wrap your head around because if you are looking to have dental work done, you probably already know that coffee is bad for your teeth. It can stain them and wear away the enamel, neither of which make for a beautiful smile. Perhaps the worst thing about coffee in this instance, however, is that is can be a stress on your bank account. Let’s say you get coffee from a coffee shop 5 days a week before work. That is nearly 25 dollars a week that you could be saving. You would have saved up quite a few hundred dollars in just a few months if you simply stop paying for coffee.
2. Bring your lunch to work. This is another quick fix. Everyone knows buying lunch every day can get expensive and even though in order to bring lunch to work, you would have to make sure you had the groceries to do so, in the long run, buying groceries and meal prepping will be a lot cheaper than spending $10-$15 a day on overpriced lunches at nearby restaurants.
3. Get an automatic savings account. Many banks offer different ways to save without you realizing. Some banks will allow you to opt in to rounding up, meaning that ever purchase you make on your card, your bank will round up to the nearest dollar and automatically transfer that to a savings account. While this is not the fastest way to save because it is usually only a few cents, every bit can help.
4. Night in instead of nights out. Rather than going out with friends for expensive dinners, drinks or outings, offer to host an event at your house over the weekend. Have everyone bring food or wine and that way, everyone will get the pleasure of hanging out together, but everyone will save a little bit of money…and who can argue with that. To work towards your cosmetic dentist payment, estimate how much you would have spent on a night out versus a night in and put the difference in a savings account.
5. Coupons are your friend. Just because you are saving for a big purchase does not mean that your need for every day life items will go away. In order to offset some of this cost, get friendly with coupons and your local grocery store’s circular. This will help you save money on needed items while still saving for your purchase. If you are really diligent, you can put the difference between the regular and sales price in savings.